mortgage loan payment options

we like easy

discover convenient payment methods

Simplify your mortgage payments with ease. Explore the various options below to find the one that best fits your needs. We'll guide you through each method to ensure a seamless payment experience.

Note: If you’re seeking to submit final payment or payoff your mortgage loan with United, please contact us at (888) 982-1400 to calculate your payment amount.

online banking

Make a loan payment 24/7 by simply transferring funds from your United checking or savings account directly to your mortgage loan. Just log in to Online Banking, select Move Money in the navigation menu and click Pay Loans. You may also set up a reoccurring payment from this screen, or add an external account to make payments. New to Online Banking, enrolling is free and easy. Click here to learn more

Log In

call our Member Service Center

(888) 982-1400
Monday - Friday: 8:00 am to 9:00 pm ET
Saturday: 8:00 am to 4:00 pm ET

mail your payment

United Federal Credit Union
PO Box 125
St. Joseph, MI 49085

in person

Find a branch location close to you.


automatic transfers

Skip the hassle of having to remember to make your loan payment every month! Set up automatic payments to your mortgage loan from an existing account here at United.

To set up automatic recurring payments, contact our Member Service Center at (888) 982-1400 or stop by any local branch location.

GOLD mortgage servicing partners

If you became a Member of United through the GOLD Credit Union merger and your mortgage loan is serviced by PHH, CU Members Mortgage or Member First Mortgage, links to these online payment portals are conveniently listed below:

CU Members Mortgage

Pay Online

Member First Mortgage

Pay Online

PHH Mortgage

Pay Online